The owner’s debts are bought back as part of this solution, which enables the debt counter for this person to be reset to zero. He is able to stay in his home and the setting that he knows so well thanks to the purchase-repurchase. Additionally, it enables the owner to safeguard their investment, maintain equity in their home, and repair their credit. Additionally, he proposes to profit from the building’s capital gain. Due to his financial struggles, the owner simply has to make the agreed-upon rent payment.